Will An Appraiser Look In The Attic

Excessive debris in the attic or crawl space should be removed.

Will an appraiser look in the attic.

What home appraisers look for. The home s square footage. The appraiser must observe the interiors of all attic spaces. Here the appraiser looks closely at the structure condition and size including.

Internal factors of the house. When inspecting the crawl space appraisers make sure there are no signs of standing water or any other foundation support issues. They are still head shoulders only. They are not requiring a full inspection and the appraiser is not qualified to make a full inspection.

The only change is that they require a photo of that head shoulders access in the report. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements. When viewing the attic appraisers make sure there are vents no damage no exposed or frayed wires and that sunlight is not beaming through. If you have a functional attic basement or garage your appraiser will factor those assets into your overall home value.

He seemed to know what he was doing but when i asked him if he wanted me to climb the ladder and remove the attic vent so he could look in the attic he told me that he did not have to do that he also did not look in the crawl space. Check out the size and condition of your attic garage and basement. If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. Number of bathrooms and bedrooms.

If an appraisal shows major issues like a failing roof non working utilities mold or lead paint you will likely need to complete repairs to continue with the conventional loan. That is the call of a professional. Inside the house the fha appraiser will look at all of the major components of the home including some appliances such as refrigerators and microwaves the attic the basement and the home s. Remodeled versus updated kitchen baths.

Whether there s a full or partial basement crawl space or attic. An appraisal not an inspection. The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window. Square footage greater than or equal to 70 square feet and measurements of no less than seven feet in any horizontal direction.

The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility.