Hail damage to other types of roofing systems shingles might be the trickiest type of roof to assess for hail damage.
Wind and hail damage to metal roof.
Metal roofs can handle hail extremely well even better than most other roof types.
Clay and slate roofs will usually have cracks or gouges when the stones hit while metal roof repair will show dents from the impact of the hailstones.
Hail damage to a roof is usually not the hail itself but the water that can seep through a roof damaged by hail.
Gutters are also susceptible to hail damage.
You can buy only actual cash value coverage for wind and hail damage if your roof is too old to qualify for replacement value coverage.
Hail damage on your roof will cause granules to break loose at the site of each hail stone impact.
Thunderstorms wind storms hail storms and even tornadoes can all cause wind damage to your property and even high winds can wreak havoc on unsecured structures or rooftops causing roof leaks and other potentially catastrophic roof damage.
Your insurance reimbursement will be based on the.
When metal panel roofs suffer functional damage it s often caused by hail damaging a seam or trim which may then allow moisture to enter the roof structure.
Roofing made from soft metals such as aluminum and copper typically show dents that indicate the size of the individual hailstones.
Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.
The most effective way to minimize hail damage is to choose durable hail resistant roofing materials.
Hail may dent metal panel roofs but seldom causes functional damage because the panels are well supported by direct contact with the substrate over most of the surface leaving them highly resistant to denting by hail.
Even in extreme weather situations damage to a metal roof will take the form of small dents but not puncture break or tear the roof.